Our goal is to share information and products that are truly helpful to renters.
If you click on a link or buy a product from one of the partners on our site, we get paid a little bit for making the introduction. This means we might feature certain partners sooner, more frequently, or more prominently in our articles, but we’ll always make sure you have a good set of options. This is how we are able to provide you with the content and features for free. Our partners cannot pay us to guarantee favorable reviews of their products or services — and our opinions and advice are our own based on research and input from renters like you. Here is a list of our partners.
Roost top picks for rent insurance, compare and save
Save as much as $120 per year with partners who make it a priority to get you just the right amount of coverage. No more, no less.
Lemonade renters insurance
Best for: Renters looking for near-instant coverage and a modern-app experience.
Cost: Starts at $5/month with $10,000 coverage. Pay close attention to your preferences when signing up to get the best rate for what you need.
Product details
Lemonade is a newcomer to the insurance scene, known for cheap insurance and a great online experience. However, they’re not available in every state, unfortunately.
Our take
Pros
- Cheap coverage for renters
- Near-instant coverage when you’re in a hurry
- Excess premiums donated to charity
- Speedy payouts if you have to file a claim
Cons
- No in-person service from agents
- Limited features for those who need complex plans
- No auto insurance bundle options
- Not available in all states
Allstate renters insurance
Best for: Renters looking for a well-known brand with a local agent touch.
Cost: Starts as low as $4/month for bare-bones and goes from there. Discounts for bundling with your other insurance policies.
Product details
Allstate offers a discount for multi-policy bundles. Policies are flexible to exclude items you don’t want covered to cut costs. And they’re popular for having excellent app experiences for claims and policy management.
Our take
Pros
- Top industry provider
- Steep discounts
- Plenty of local agents in all 50 states
- High ratings for settling claims
- Additional living expenses covered
Cons
- Limited coverage online
- Mixed reviews from online
- Requires bundling auto & rent insurance for the best rates
- Doesn’t cover floods/earthquakes
- Average customer satisfaction
Roost strives to keep its information accurate and up to date. This renter insurance information may be different than what you see when you visit a financial institution, service provider or specific product’s site. When evaluating renters insurance offers, please review the insurance institution’s Terms and Conditions.